PennyMac Loan Services, LLC

(Plaintiff)

vs.

Taylor Marie Higgins, et al

(Defendants)

In pursuance of an Order of Sale directed to me in the above entitled action, I will offer for sale at public online auction the following described real estate:

Property Address: 454 Garver Dr., Youngstown, Ohio 44512

Legal Description: A full legal description of the property may be obtained at www.buddybartonauctions.com.

Parcel Numbers: 29-097-0-022.280

Said Premises Appraised: $219,000.00

Minimum Bid: $146,000.00

Location of Sale: Online Bidding at www.buddybartonauctions.com.

Bidding Open Date: January 1, 2026 at 9:00 AM

Bidding Closes Date: January 8, 2026 at 1:00 PM

2nd Provisional Open Date: January 15, 2026 at 9:00 AM

2nd Provisional Close Date: January 22, 2026 at 1:00 PM

Terms of Sale: A deposit in the amount of $10,000.00 is due by wire transfer within 48 hours upon conclusion of the auction. Funding must take place within 30 days of confirmation of sale. A 5% Buyer's Premium shall apply. The auction is subject to postponement and cancellation. Purchaser shall be responsible for those costs, allowances, and taxes that the proceeds of the sale are insufficient.

Ross Barton, Private Selling Officer, info@buddybartonauctions.com,

330-464-1375