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Tax Refunds, 401(k)s and New W-4s

As a proponent of financial literacy education, I have a mission: Find ways for people of all financial means to achieve retirement security. When I see 401(k) plans with generous matches, I wonder about the motivation of nonparticipants. When the reason is a tight budget, I ask, "Do you get a tax refund?"
Think about ... (full story)


Apple's 50-year odyssey has redefined technology, pop culture and comeback stories

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CUPERTINO, Calif. (AP) — A scrawny hippie and a nerdy engineer who became prank-playing friends vowed to change the world when they founded a Silicon Valley startup on April Fools' Day 50 years ago and then — no joke — pulled it off.
The improbable odyssey began April 1, 1976, when a then-shaggy Steve Jobs and ... (full story)


Systems that let drivers take their hands off the wheel don't improve safety, NTSB head says

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The systems that allow drivers to take their hands off the wheel are convenient but don't improve safety because people are often too reliant on them and end up paying more attention to their cellphones and infotainment screens than to the road, the head of the National Transportation Safety Board said last week.
At March 31&rsq ... (full story)


Irrational Finance

Q. What's behavioral economics? -- A.M., Brooklyn, New York
A. It's an academic field combining psychology and economics in order to explain how people make financial decisions -- often not in rational ways.
For example, many people would drive a distance to save $10 on a $20 purchase but wouldn't do so to save $10 on a $1,0 ... (full story)


Midnight train from Georgia: A view of America from the tracks as airports struggle in the shutdown

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ABOARD THE CRESCENT (AP) — There’s something melodic about watching the sun rise over a rural stillness broken only by the rhythms of steel wheels on tracks. Or so we tell ourselves.
In this case, being aboard a train at all owed more to politics than poetry.
Congress and Donald Trump were mired in their latest b ... (full story)